Privacy Policy — InsuranceSignal.com

1. Introduction

InsuranceSignal.com ("we", "us", or "our") is an informational and lead generation website owned and operated by Daniel Brodskiy

Your privacy is important to us. This Privacy Policy explains what information we collect, how we use it, when we share it, and the choices you have when using InsuranceSignal.com (the "Site").

We are not an insurance agent, insurance broker, or insurance carrier. We operate as an affiliate publisher and marketing platform that connects consumers seeking insurance quotes with licensed insurance agents and insurance companies.

2. Information We Collect

Personal information you voluntarily provide

We may collect information you choose to provide, including:

• Name
• Email address
• Phone number
• Insurance type and coverage interests (auto, home, life, health, business)
• Messages or inquiries sent to us

Submitting information on our Site is optional. If you submit information, it may be shared with insurance partners as described below.

Technical and usage information

We automatically collect certain technical data, including:

• IP address
• Device and browser type
• Operating system
• Approximate location (city/region level)
• Pages visited and time spent
• Referring URLs and search terms
• Clickstream and interaction data
• Cookies, pixels, and similar tracking technologies

Information we do NOT collect directly

We do not collect:

• Social security numbers
• Government ID numbers
• Bank account or credit card numbers
• Financial login credentials

If you request a quote or apply with an insurance agent or insurance company after leaving our Site, that information is collected directly by the agent or company under their privacy policy.

3. How We Use Information

We use collected information to:

• Operate and improve the Site
• Provide comparison tools and content
• Connect users with insurance agents, insurance companies, and marketplaces
• Personalize content and insurance offers
• Respond to inquiries
• Measure marketing and website performance
• Detect fraud and security issues
• Comply with legal obligations

4. Legal Bases for Processing (EEA/UK)

Where applicable, we process personal data based on:

• Legitimate interests (analytics, fraud prevention, site improvement)
• Consent (cookies, marketing emails where required)
• Legal obligations
• Performance of a contract (responding to requests)

5. Sharing and Disclosure

We do not sell personal information for independent third-party marketing. SMS opt-in consent and mobile phone numbers collected for SMS purposes are not sold, shared, or transferred to third parties or affiliates for marketing or promotional purposes.

We may share information with:

Insurance partners and marketplaces

If you submit information or request insurance quotes or offers, your information may be shared with one or more licensed insurance agents, insurance companies

Once shared, the partner's privacy policy applies.

Service providers

We use vendors for hosting, analytics, security, email delivery, and website operations. They may process data only as instructed by us.

Legal requirements

We may disclose information when required by law or to protect rights, users, or public safety.

6. Cookies, Pixels, and Tracking Technologies

We use cookies and similar technologies to:

• Remember preferences
• Analyze traffic and performance
• Measure advertising effectiveness
• Attribute visits and conversions to partners
• Enable affiliate tracking and reporting

Tracking technologies may include:

• Google Analytics
• Advertising pixels (Google, Meta, Microsoft, TikTok, etc.)
• Affiliate tracking cookies
• Conversion tracking and attribution tools

You can control cookies via browser settings. Blocking cookies may affect functionality.

7. Affiliate Links and Redirects

Some links on the Site are affiliate links. When you click a link:

• You may be redirected to a third-party website
• A cookie or identifier may be placed in your browser
• The partner may attribute your visit or application to our Site

After leaving our Site, your interactions are governed by the third party's privacy policy.

8. Data Retention

We retain personal information only as long as necessary to:

• Provide services
• Comply with legal obligations
• Resolve disputes
• Enforce agreements

We may delete or anonymize data when no longer required.

9. Data Security

We use reasonable administrative, technical, and physical safeguards to protect information.

No system is completely secure, and you use the Site at your own risk.

10. Third-Party Websites

Our Site contains links to third-party websites. We are not responsible for their content, policies, or practices.

Please review third-party privacy policies before providing information.

11. International Data Transfers

Your information may be processed in the United States and other countries where our partners and service providers operate.

Where required, we use appropriate safeguards such as standard contractual clauses.

12. Your Privacy Rights

Depending on your location, you may have rights to:

• Access your personal information
• Request correction or deletion
• Restrict or object to processing
• Withdraw consent
• Opt out of marketing communications

To exercise rights, contact: brodeskydaniel@gmail.com

13. Children's Privacy

The Site is intended for users 18 years and older. We do not knowingly collect information from children under 13.

14. SMS Privacy & Disclosure Policy

14.1 Collection of Information & Consent

We collect mobile phone numbers only from established clients, licensed insurance agents, and agency clients who choose to receive SMS notifications from InsuranceSignal.com.

SMS consent may be provided by checking an optional, separate, non-preselected SMS consent checkbox on our Calendly booking form or registration page.

SMS consent is optional and is not required to book a consultation, create an account, purchase leads, or use our service. Users may continue without checking the SMS consent box.

By providing consent, you authorize InsuranceSignal.com to send transactional and operational text messages related to new insurance lead alerts and lead delivery notifications.

14.2 Purpose and Use of SMS

SMS messaging is used strictly for transactional and operational lead delivery purposes. We do not use SMS for marketing, advertising, or promotional communications.

Messaging may include:

• New insurance lead alerts for licensed insurance agents and agency clients.
• Lead delivery notifications when full lead details have been sent by email.

14.3 No Third-Party Sharing

No mobile information will be shared with third parties/affiliates for marketing or promotional purposes.

Your SMS opt-in consent and mobile phone number are never sold, rented, or transferred to third parties or affiliates for marketing or promotional purposes.

14.4 Opt-Out and Help

You may opt out of SMS communications at any time.

• To Stop: Reply STOP to any text message. This will end SMS communications.
• For Help: Reply HELP for more information or contact brodeskydaniel@gmail.com.

14.5 Rates and Frequency

Message and data rates may apply. Message frequency varies based on lead volume and account activity. Messaging is governed by our Terms of Service at https://insurancesignal.com/terms-of-service.

15. Changes to This Policy

We may update this Policy periodically. Continued use of the Site after updates means you accept the revised Policy.